Comments on: Bankruptcy Truth http://kimstaudenraus.com/bankruptcy-truth/ Life Happens - Have a Plan, Set Goals, Be Successful and in Control. Sun, 07 Sep 2008 00:49:44 +0000 http://wordpress.org/?v=2.6 By: Kim Staudenraus http://kimstaudenraus.com/bankruptcy-truth/#comment-49 Kim Staudenraus Wed, 16 Jan 2008 19:34:36 +0000 http://kimstaudenraus.com/bankruptcy-truth/#comment-49 This is what America is all about, individual opinion and free speech. It is also about making mistakes (like getting into a bankruptcy situation) and learning from those mistakes (capitalizing on what we learned). Thank you for your comments. This is what America is all about, individual opinion and free speech. It is also about making mistakes (like getting into a bankruptcy situation) and learning from those mistakes (capitalizing on what we learned). Thank you for your comments.

]]> By: Margie http://kimstaudenraus.com/bankruptcy-truth/#comment-48 Margie Mon, 07 Jan 2008 21:51:31 +0000 http://kimstaudenraus.com/bankruptcy-truth/#comment-48 Some people would be dead or living on the street if they hadn't filed for bankruptcy protection. Are you against big corporations filing for bankruptcy as much as you are for the individual? Dave Ramsey filed bankruptcy. Are you on his case too, or was his a "different" case! Ha ha... all him lemmings think so!! What a bad joke he is. Warning others that bankruptcy is a life changing event that causes lifelong damage ... yeah.. it sure damaged his life... all the way to the bank. LOL! Must be those "designer envelopes" he sells. What person in debt can live without those !!! You may have a meager amount of money, but what the hell,,, carry it around it style. After all, Dave sells it.,.. it must be the right thing to do! LOL! Some people would be dead or living on the street if they hadn’t filed for bankruptcy protection.
Are you against big corporations filing for bankruptcy as much as you are for the individual?
Dave Ramsey filed bankruptcy. Are you on his case too, or was his a “different” case! Ha ha… all him lemmings think so!!

What a bad joke he is. Warning others that bankruptcy is a life changing event that causes lifelong damage … yeah.. it sure damaged his life… all the way to the bank. LOL!

Must be those “designer envelopes” he sells. What person in debt can live without those !!! You may have a meager amount of money, but what the hell,,, carry it around it style. After all, Dave sells it.,.. it must be the right thing to do! LOL!

]]> By: Tom Hanna http://kimstaudenraus.com/bankruptcy-truth/#comment-40 Tom Hanna Wed, 14 Nov 2007 12:16:58 +0000 http://kimstaudenraus.com/bankruptcy-truth/#comment-40 Employers may not fire or otherwise discriminate in employment solely because you filed for bankruptcy in the United States. 11 USC 525(b) They can use bad credit as a reason for not hiring, but if you're considering bankruptcy, your credit is already bad and bankruptcy can only improve it. Most of the bankruptcy alternatives, especially credit counseling, are much worse for your credit score. Two years out of bankruptcy someone can qualify for a conventional mortgage loan. Two years out of credit counseling, forget it. Employers may not fire or otherwise discriminate in employment solely because you filed for bankruptcy in the United States. 11 USC 525(b) They can use bad credit as a reason for not hiring, but if you’re considering bankruptcy, your credit is already bad and bankruptcy can only improve it.

Most of the bankruptcy alternatives, especially credit counseling, are much worse for your credit score. Two years out of bankruptcy someone can qualify for a conventional mortgage loan. Two years out of credit counseling, forget it.

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