So a friend or even a relative has come to you explaining how they found this great car. They tell you it has low mileage, ice cold air, runs smooth. It has new tires, and for a three year old car the price is fantastic.
They go on and on about the car, how it is [...]
“But blessed are those who trust in the Lord
and have made the Lord their hope and confidence.. - Jeremiah 17:7 NLT
What to you think of when you here the word “economy?” As of late that word is usually prefaced by “in this” so put it together and your have “in this economy.”
The media is not [...]
I refuse to participate in the recession!
I refuse to participate in fear!
This is such an important topic and event I have posted it both here as well as over on TFV.
The media talk of gloom and doom when it comes to our economy which has many making decisions based on fear, most decisions based on [...]
“But my kids are happy.”
This is what the lady in front on me inline at Kmart said yesterday as she was unloading a cart full of toys. She went on to say she had two kids and their birthday’s were coming up. Her posture confirmed her words, she seemed defeated….broke. She seemed guilty knowing [...]
There are various methods of getting out of debt, the one I like best is the Debt Snowball. It is simple, and provides a quicker sense of accomplishment. Dave Ramsey is the primary advocate of the debt snowball.
So what is it? Well, before I get into the details, I first want to [...]
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Christmas is over and many of you have most likely spent a bit more than you planned on those gifts.
Much of that spending was done on credit cards, cards with the “promise” of zero interest for so many months, or a low interest rate as long as you make your payments on time. But is [...]
We all have life changing experiences. I believe that each life changing experience happens for a reason. I also believe that once the initial shock and hurt subsides it is a good time for self reflection. It is a good time for self evaluation, to determine how this change can improve [...]
Continue reading about Identifing Safe People for Success of Self
Many people in debt think “I’ll just file bankruptcy and start over, it’s easy”. The people who say that are in denial. Sure, the process might be easy (actually easier than I think it should be) but the hard facts are that bankruptcy will change you life for a long time (by the way most [...]
We have all done it, bought more car than we could really afford. For what ever reason we try to use in our mind to justify the purchase. I need a SUV to haul the kids around. My car was to small for the three car seats so I bought a new [...]
Becoming debt free, building wealth and taking control of your finances does not happen overnight, nor does it “just happen”, it takes planning, commitment, and dedication. It is important to set goals as I discussed in Debt Free Goal.
Setting goals requires you lay out and acknowledge your financial priorities, but how do you do [...]
Continue reading about 10 Thoughts On Setting Financial Priorities
What do you do when a friend or family member continues to ask to borrow money from you?
It’s a great question and one that causes much guilt and sometimes hurt feelings on both sides. One thing I have learned is that if someone is continually asking to borrow money from you they are most likely [...]
Continue reading about Lending Money To Friends and Relatives
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