Money

Should I co-sign a loan?

May 28, 2009
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So a friend or even a relative has come to you explaining how they found this great car.  They tell you it has low mileage, ice cold air, runs smooth.  It has new tires, and for a three year old car the price is fantastic. They go on and on about the car, how it [...]

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Choose Hope!

April 25, 2009
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“But blessed are those who trust in the Lord and have made the Lord their hope and confidence.. -  Jeremiah 17:7 NLT What to you think of when you here the word “economy?”  As of late that word is usually prefaced by “in this” so put it together and your have “in this economy.” The [...]

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Town Hall for Hope

April 20, 2009
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I refuse to participate in the recession! I refuse to participate in fear! This is such an important topic and event I have posted it both here as well as over on TFV. The media talk of gloom and doom when it comes to our economy which has many making decisions based on fear, most [...]

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Get Out Of Debt Using The Snowball Method

January 17, 2008
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There are various methods of getting out of debt, the one I like best is the Debt Snowball. It is simple, and provides a quicker sense of accomplishment. Dave Ramsey is the primary advocate of the debt snowball. So what is it? Well, before I get into the details, I first want to encourage you [...]

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Identifying Safe People for Success of Self

December 3, 2007
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We all have life changing experiences. I believe that each life changing experience happens for a reason. I also believe that once the initial shock and hurt subsides it is a good time for self reflection. It is a good time for self evaluation, to determine how this change can improve who we are as [...]

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Bankruptcy Truth

November 2, 2007
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Many people in debt think “I’ll just file bankruptcy and start over, it’s easy”.  The people who say that are in denial.  Sure, the process might be easy (actually easier than I think it should be) but the hard facts are that bankruptcy will change you life for a long time (by the way most [...]

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Shop Smart Pay Cash For A Car

October 29, 2007
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We have all done it, bought more car than we could really afford. For what ever reason we try to use in our mind to justify the purchase. I need a SUV to haul the kids around. My car was to small for the three car seats so I bought a new mini van. I [...]

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10 Thoughts On Setting Financial Priorities

October 26, 2007

Becoming debt free, building wealth and taking control of your finances does not happen overnight, nor does it “just happen”, it takes planning, commitment, and dedication. It is important to set goals as I discussed in Debt Free Goal. Setting goals requires you lay out and acknowledge your financial priorities, but how do you do [...]

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Lending Money To Friends and Relatives

October 8, 2007
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What do you do when a friend or family member continues to ask to borrow money from you? It’s a great question and one that causes much guilt and sometimes hurt feelings on both sides. One thing I have learned is that if someone is continually asking to borrow money from you they are most [...]

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What Is The Definition of Rich?

October 4, 2007

One thing that sometimes gets lost when talking about money issues is the real reason why money management is so important. Most people would say, it’s to get rich. And although I actually prefer the words “build wealth” over “get rich” I suppose it all means the same thing, to be financially comfortable. But what [...]

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Debt is NOT Normal Debt IS Broke

October 3, 2007

Today a friend of mine talked to me about his debt situation and in the same breath stated he wanted to lease a new car. I won’t mention his name but he is a smart individual, well established family man who makes a good salary, close to six figures.As we continued our conversation, he stated [...]

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