Sometimes you get an email that is so powerful that forwarding to a friend or relative just doesn’t seem enough.
Today, I received one of those emails from my uncle. It is was titled “The Duck & the Devil.” I couldn’t even imagine what this could possible be about so I read in full…and [...]
Tags: forgiveness, god, guilt, living in peace, pride, shame
This is republished from February with additional and what I think is the most important information and resource you can use during this time of separation and/or divorce, the update is listed at the bottom.
What do you do when your husband or wife decides to leave the marriage? You believe in your marital vows, “til [...]
Tags: "I don't love you", divorce, end of marriage, he left, husband left, seperation, she left, wife left
“But my kids are happy.”
This is what the lady in front on me inline at Kmart said yesterday as she was unloading a cart full of toys. She went on to say she had two kids and their birthday’s were coming up. Her posture confirmed her words, she seemed defeated….broke. She seemed guilty knowing [...]
Tags: debt, giving yourself, guilt, love, respect, saving on gifts, time with family
Individual Character
It is really all we have in life that shows who we really are to others.
Dictionary.com defines character in part as: moral or ethical quality. Qualities of honesty, courage, or the like; integrity, reputation.
What does it mean to be of good character? Have you really thought how others view you and your character? [...]
Tags: better life, better marriage, character, christ, christian, god, relationship, self improvement, trust
There are various methods of getting out of debt, the one I like best is the Debt Snowball. It is simple, and provides a quicker sense of accomplishment. Dave Ramsey is the primary advocate of the debt snowball.
So what is it? Well, before I get into the details, I first want to [...]
Tags: dave ramsey, debt free, debt snowball, paying off credit cards
Christmas is over and many of you have most likely spent a bit more than you planned on those gifts.
Much of that spending was done on credit cards, cards with the “promise” of zero interest for so many months, or a low interest rate as long as you make your payments on time. But is [...]
We all have life changing experiences. I believe that each life changing experience happens for a reason. I also believe that once the initial shock and hurt subsides it is a good time for self reflection. It is a good time for self evaluation, to determine how this change can improve [...]
Tags: dating, hurt, life relationships, marriage, Personal Improvement, relationship help, Relationships, safe people, Self Help, self improvement, success of self, unsafe people
Many people in debt think “I’ll just file bankruptcy and start over, it’s easy”. The people who say that are in denial. Sure, the process might be easy (actually easier than I think it should be) but the hard facts are that bankruptcy will change you life for a long time (by the way most [...]
Tags: bankruptcy, debt management, get out of debt, Money
We have all done it, bought more car than we could really afford. For what ever reason we try to use in our mind to justify the purchase. I need a SUV to haul the kids around. My car was to small for the three car seats so I bought a new [...]
Tags: car purchase, car shopping, paying cash
Becoming debt free, building wealth and taking control of your finances does not happen overnight, nor does it “just happen”, it takes planning, commitment, and dedication. It is important to set goals as I discussed in Debt Free Goal.
Setting goals requires you lay out and acknowledge your financial priorities, but how do you do [...]
Tags: , finances, financial priorities, goals, Money
What do you do when a friend or family member continues to ask to borrow money from you?
It’s a great question and one that causes much guilt and sometimes hurt feelings on both sides. One thing I have learned is that if someone is continually asking to borrow money from you they are most likely [...]
Tags: borrowing, lending, lending to family, lending to friends, Money
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