Kim Staudenraus on May 28th, 2009
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So a friend or even a relative has come to you explaining how they found this great car.  They tell you it has low mileage, ice cold air, runs smooth.  It has new tires, and for a three year old car the price is fantastic.
They go on and on about the car, how it is [...]

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Kim Staudenraus on February 4th, 2008
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“But my kids are happy.”

This is what the lady in front on me inline at Kmart said yesterday as she was unloading a cart full of toys. She went on to say she had two kids and their birthday’s were coming up. Her posture confirmed her words, she seemed defeated….broke. She seemed guilty knowing [...]

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Kim Staudenraus on October 3rd, 2007

Today a friend of mine talked to me about his debt situation and in the same breath stated he wanted to lease a new car. I won’t mention his name but he is a smart individual, well established family man who makes a good salary, close to six figures.As we continued our conversation, [...]

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Kim Staudenraus on October 2nd, 2007

Goal – Dictionary.com defines it as: “the result or achievement toward which effort is directed; aim; end.”

Goal, intention, objective, destination, target, mission. No matter what word you use, it is a point in your future that you aim for success.

We have all set goals, we have successfully achieved many and we have [...]

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Kim Staudenraus on October 1st, 2007

In 1993 I was $48,000 in debt. I lived in an apartment, paid monthly car payment to the bank, and after expenses, rent, electric, phone, insurance; the rest went to paying on credit cards. I had no savings, and to say I was living paycheck to paycheck was an under statement because [...]

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Kim Staudenraus on September 17th, 2007
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You know when you go to the mailbox you are going to find at least one of these two things, a bill and/or a new offer for credit. Today I am going to talk about some good reasons why you would want to stop receiving new credit offers.
Now we all know what credit means….that someone [...]

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