financial peace

Ultimate Get Out Of Debt Guide

by Kim on June 18, 2010

udgYour in debt right?  You want to get out of debt right?  Of course you do, who wants to live a life in debt.

If you are tired of dealing with the stress of living paycheck to paycheck, tired of dealing with creditors, and/or sick and tired of feeling like your debt situation is hopeless then  I have good news!

I am going to share with you a book written by Scott Stephen.  In it he shares almost everything I coach, teach and mentor when I provide one-on-one coaching.

So why would I direct you to an ebook that someone else wrote as opposed trying to sell my own coaching services?  Simple, I know not everyone is willing or able to invest in my services and yet so many people need some form of help digging out of debt.  This ebook costs less than a personal one-hour call with me and is filled with as much information that I provided in a full three month coaching engagement.

As you will read on his site, Ultimate Debt Guide, you will see that this,  proven to work course, has been featured in such publications as the Wall Street Journal, USA Today, and more.

This isn’t just another ebook that contains a bunch of worthless information.  It is a get out of debt course, with proven principles.  The information is priceless, and works!

Please read all the details and testimonies from those who have worked the course with success.  Don’t let the “sales pitch” style scare you off, this is legit.  You can find out all you need to by clicking this link Ultimate Debt Guide by Scott  Stephen.  You have nothing to loose, there is a 100% money back guarantee, if you don’t think this course can help you get out of debt, return it and get your money back.   So if you don’t order it, it is like saying you want to stay in debt.  Do you?


{ 0 comments }

Pay Yourself First

by Kim on September 21, 2007

So you are in debt and you want to know how you gain wealth. Well, hang on, I am going to tell you something very simple that people who are poor don’t do.

PAY YOURSELF FIRST!

Sorry I don’t mean to yell but it is true. In order to gain wealth you must pay yourself first.

Most people I say that to start giving me excuses as to why they can’t pay themselves first. “I don’t make enough”, “I have too many bills”….blah, blah, blah. These are nothing but excuses. Now…before you shut your mind off, take a risk and keep reading.

I know people who tell me, they can’t pay tithe much less pay themselves first before all the bills. With that thought process, you will never have enough. Now this is not a lecture about paying tithe or other charitable contributions, however, I do believe that 10% of your income is not yours in the first place so it is the right thing to do to give that 10% back right off the top.

Then, you must pay yourself. Think about it…the IRS automatically pulls their amount (also knows as taxes) right out of your check before you even get your hands on it right? Why do you think they do that? Because they know if they didn’t take it automatically, they most likely would never get their money.

Same thought process holds true for you. You should be having money pulled out of your check automatically and have it put into a retirement fund before you ever get your hands on it. That way, you begin to invest in yourself first…paying yourself first. Aren’t you worth it?

Now that means your check will be less than you are use to living on. You won’t have enough for bills, right? Want to know what will happen, your mind will start working in a creative way to figure out how to “make more” to compensate what is being pulled out so you can meet your bills. It will put a fire under you to spend less, and make more.

So how much should I save? Well, it is dependent of course on where you are in paying off your debt. But as a general rule, you should save one hour’s salary or wage per day. So if you make$20 per hour, you save $20 per day in a retirement fund, think about it, that comes out to be about 10% of your annual income. Again, this is just a base line as to where to start and again it is based on your current debt situation as debt needs to be paid off first after your pay yourself an emergency fund.

If you don’t start today….tomorrow will never come.

{ Comments on this entry are closed }